Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!
It’s one of my main goals here on alleygirl.com to help people to understand how things work in the US. Since I am originally from Turkey, I had to learn all these American things from scratch when I came here 8 years ago. I often get e-mails, DMs on Twitter and Instagram about “the things” people don’t know for sure.
Credit Score is one of the most important “American things” you should know about from day one. It’s the only thing that shows the society how a responsible, good citizen you are. It’s only fair since nobody knows you when you first come here. The very first thing is they are going to check is your credit score when you apply for an apartment to live or a loan for your master degree.
I often suggest my friends that to create a credit score apply for a credit card. Applying a credit card is not enough though, It’s just the tip of an iceberg. You should be on your game, always make your payments on time. Don’t feel like It’s harmless to have a late payment here and there. I heard that some late payment mistakes stay in your report for seven years in some cases. So you go and get a credit card and always be on time to pay your debt to create credibility.
One of the biggest misconceptions about a credit score is unpaid health bills are not affecting to your credit score. It’s FALSE. I don’t know who has started this argument. I am also fallen to this misconception and haven’t pay some of my medical bills. Since we have started to consider to buy a house, It’s the biggest thing now in my bucket list to fix it before the problem actually occurs. Because I know fixing the credit score takes some time. So I want to be ready and top of my game about my credit score when we finally apply for a mortgage.
For those looking to repair their credit score, Lexington Law Firm can help. They have this incredible blog post about unpaid medical bills and how to fix this problem. (Check the related post here. ) Then I make my research a little bit deeper and realized Lexington Law Firm is one of the oldest and biggest names in the credit score repair arena. They have not only deep knowledge in this field but also use the technology to get the best results for their consumers.
Of course, you can fight to fix these problems by yourself. This is why I cite the Lexington Law Firm‘s blog post in the first place. Because that blog post is really good, they really give wonderful tips. You might want to fight yourself. To be honest, I would like to do that, too. But I have neither time nor patience to fight with the credit bureau just by myself. To be honest, even though I applaud you if you want to fight with the credit bureau, I believe in knowledge and why we should leave some jobs to that job’s professionals. Your time is too valuable to spend carelessly. In some areas, just get back and leave the jobs to the professionals. There is no better investment for yourself to save time.
I do what I know the best in my professional life and Lexington Law Firm does what they are best at. And they created this proprietary app that shows me all the services that I can get. Plus, they have over 10K reviews more than 4.5 stars on the App Store. You know me, your tech girl is feeling more confident if the technology is involved in any business .:)
Lexington Law Firm has a very long relationship with all three main credit bureaus: Equifax, Experian, TransUnion. Since they have these old relationships, they know how to do the job done such as removing errors in your credit history.
Everybody has a right to have a good credit score and to fix previous mistakes. And Lexington Law Firm is such a professional organization to start fix this very important problem you have.
Since everybody’s needs are different, they have different packages starting at $24.95. I hope “How can I Fix My Credit Score After Unpaid Medical Bills?“ helps you to realize the unknown problem. It doesn’t mean that you don’t have a problem if anyone makes a problem so far. At least go and check your credit score to be sure everything is alright.